Uh-Oh! Where Did the Money Go?
This morning, my husband and I had a different kind of “couple time” in front of the computer. Hehe. Since he’s a workforce guy, I asked him to help me revise the expense tracker I’ve been using for the longest time. He ended up taking over the whole thing while laughing at how ugly my tracker was. Yes, he can be outright mean sometimes! Haha!
Anyway, here’s how it turned out and I am loving it! Thanks, daddy!
This is the Daily Food Budget Tracker tab. We set a budget of P200/day (it used to be 250) and if I go beyond the alloted budget, the red X icon will appear at the bottom of the total cost. Otherwise, I’ll get the green check mark (I am like a preschooler who needs these indicators to motivate me. Haha!). There’s also a graph that gives me a quick view of how things are going the entire month.
This is the Monthly Expense/Budget Tracker tab which calculates my husband’s monthly income minus our savings/investments, regular monthly bills (water, electricity, internet, househelp, groceries, etc.) and so on. It also has a ticker so I can easily track which ones are paid and unpaid. As you can see, it also showcases a pie chart which calculates the percentage of how much money we spend on savings/investments, utilities, education, food, etc.
I have been a full-time homemaker for a year now. But if there’s one skill I haven’t mastered, it’s the daunting task of budgeting our money. Yeah, we save a big chunk of moolah by rarely eating at restaurants and limiting our travels, but on groceries? I seldom succeed in sticking to my allotted budget. When it comes to grocery shopping, I am such a hoarder! (Take note, I have a list. But for some reason, I am having a hard time sticking to it. Ugh!) I guess it has something to do with the fact that I love to cook and bake.
I want to improve on this area so bad and would like to take a look at our spending habits carefully in order for me to find ways to increase our savings and get rid of our unnecessary expenses. My husband is a hard-working man and I want to put his hard-earned money to good use. 
How about you? How do you budget your money?
Wow! How I admire you for having this. I don’t have this at home cause whenever I try to track my bills, debts and expenses, I am get sleepless nights. LOL!!
Thanks, sis! Kailangan talaga ito eh coz it keeps our sanity intact and helps us plan/improve our finances! Haha. If you want I can share the file with you.
I’m so bad in budgeting!
I admire you for this. I wish I can do the same.
I think we all struggle with this. Of course, you can do this too. It just takes practice and discipline.
Wow! Your hubby’s great for helping you out with that! HAHA
) That’s a very convenient way of budgeting!
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Yup. Now I won’t be lazy updating this file coz everything is computed automatically. Hehe.
I pretty much use up my budget for the entire month esp. now that my daughter still goes to school and we have extra mouths to feed. With that, I still manage to save up extra money tho!
Wow, that’s impressive! I think you should train us all!
since i became a stay at home mom, my husband budgets the money…
Wow, good for you! I tried turning over the budgeting to my husband once, he didn’t like the idea. So no choice, ako talaga naghahawak ng money namin.
We do that as well here at home though living in malaysia is a lot more cheaper than we expected so we actaully have more time to eat and pay hehe compare to singapore hihi xx
Good for you! I heard mataas talaga ang cost of living sa Singapore.
Girl,
Nasayo na pala lahat ng tools
Kaya mo yan. You just have to stick to your lists!
Suggestion ko, magtabi kayo monthly ng small amount sa ibang account. Yung account na yun, dedicated lang para sa baking hobby mo.
I do that sa wife ko. May separate “piggy bank” kami para sa make-up hobby nya!
More power!
I’m doing it the good old fashioned way, meaning listing things down in cute printables and then coming up with a monthly report.
I tried doing our budget online before but found myself going back to pen and paper after a while. Whatever works right?